Law Stl

  Weather conditions complicate car accident claims across Missouri. When crashes occur during rain, snow, fog, or ice, drivers and insurance companies often point to weather as the cause. However, Missouri law doesn't automatically excuse negligent driving just because conditions were challenging. Understanding how weather affects liability determination helps accident victims protect their rights and pursue fair compensation for weather-related collisions. Weather Doesn't Eliminate Driver Responsibility Many drivers mistakenly believe that bad weather provides a legal excuse for causing accidents. Insurance adjusters encourage this misconception, arguing that rain, snow, or ice caused collisions rather than driver negligence. Missouri law takes a different view. Under Missouri's reasonable person standard, drivers must adjust their behavior to match conditions. This means reducing speed, increasing following distance, using headlights, and sometimes staying off roads enti...

  Getting into a car accident is stressful, and in those critical moments after a crash, it's easy to make mistakes that could jeopardize your legal rights or insurance claim. Whether it's a minor fender-bender or a serious collision, knowing what NOT to do is just as important as knowing the right steps to take. If you've been involved in an accident in St. Louis, understanding these common pitfalls can protect your health, finances, and future. Why Post-Accident Actions Matter for Your Legal Rights The moments following a car accident in St. Louis can determine the outcome of your insurance claim and any potential legal action. Missouri operates under a fault-based insurance system, meaning the driver responsible for the accident is liable for damages. However, insurance companies will scrutinize every detail to minimize payouts, and even innocent mistakes can be twisted against you. According to the Missouri Department of Transportation, there were over 64,000 traffic cr...